Terms of Use

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The following terms and conditions govern all use of paulhassebroek.com (the “Site”) and all content, services, information, and advertisements (collectively, “Materials”) available at or through the Site, including, but not limited to the blog. The Site is owned and operated by Wowas Group, LLC. The Site is offered subject to acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, the Disclaimer) and procedures that may be published from time to time on this Site (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Site. By accessing or using any part of the Site, you agreed to become bound by the terms and conditions of this Agreement. If you do not agree to all the terms and conditions of this Agreement, then you may not access the Site or use any services. The Site is directed at, and is intended for distribution to, and use by, persons in the United States only. It is not intended for distribution to, or use by, any person in any other jurisdiction.

General Disclaimer
YOU HEREBY ACKNOWLEDGE THAT ANY RELIANCE UPON ANY MATERIALS SHALL BE AT YOUR SOLE RISK AND NEITHER MR. HASSEBROEK NOR ANY OF HIS AFFILIATES, OR AGENTS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR IN PART BY YOUR USE OF THE SITE, THE MATERIALS OR THE PRODUCTS. WOWAS GROUP, LLC AND ITS CONTRIBUTORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT OR SIMILAR DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS OR LOST OPPORTUNITY) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WOWAS GROUP, LLC RESERVES THE RIGHT, IN ITS SOLE DISCRETION AND WITHOUT ANY OBLIGATION, TO MAKE IMPROVEMENTS TO, OR CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE OR THE MATERIALS.

Opinions and information expressed on the Site are solely the opinions of Wowas Group, LLC, and its contributors, and content providers and is not investment advice. Information found on the Site may have been previously disseminated by Mr. Hassebroek to his clients or associates. You should not treat any opinion expressed by Paul Hassebroek or other contributors as a specific recommendation or endorsement to make a particular investment or follow particular strategy, but only as an expression of opinion for informational use only.

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.
You should be aware of the real risk of loss in following any strategy or investment discussed on this website. Paul Hassebroek does not guarantee any specific outcome or profit. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested.

Investments or strategies mentioned on the Site may not be suitable for you. The Site’s Materials do not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website. Before acting on information on the Site, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. Nothing on the Site should be considered as investment, legal, tax, or accounting advice.

Reliability of Materials
Content posted on the Site including financial market data, news, and research are considered reliable at the time of posting, but neither Wowas Group, LLC nor its affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such. Wowas Group, LLC is not under any obligation to update or correct any information provided on the Site. Statements and opinions are subject to change without notice. Neither Wowas Group, LLC nor its contributors receive any compensation for discussing any of the securities or strategies on the site.

Responsibility Of Site Visitors
By operating the Site, Wowas Group, LLC does not represent or imply that it endorses the Materials there posted, or that they believe such Materials to be accurate, useful or non-harmful. You are responsible for taking precautions necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Wowas Group, LLC disclaims any responsibility for any harm resulting from the use by visitors of the Site, or from any downloading by those visitors of content there posted.

If you comment on the Site, post material to the Site, post links on the Site, or otherwise make (or allow any third party to make) material available by means of the Site (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software.

By making Content available, you represent and warrant that:
– the Content does not imply an affiliation with, or an endorsement or approval by Paul Hassebroek without prior express written permission
– the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
– if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
– you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
– the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
– the Content is not spam, is not machine or randomly generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
– Advertises or offers to sell any goods or services;
– the Content is not pornographic, or obscene, does not contain threats or incite violence, and does not violate the privacy or publicity rights of any third party;

By submitting Content for inclusion on the Site, you grant the Site a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt, distribute, incorporate and publish the Content without compensation. Any unsolicited Content or postings to the Site and any electronic communications delivered to the Site will be considered non-confidential and non-proprietary, and will remain the exclusive property of Wowas Group, LLC. Personal information transmitted to Wowas Group, LLC or its contributors and associates will be treated in accordance with the Site’s privacy policies.

Without limiting any of those representations or warranties, Wowas Group, LLC has the right (though not the obligation) to, in its sole discretion (i) refuse or remove any content that, in their reasonable opinion, violates any Site policies or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Site to any individual or entity for any reason, in his sole discretion.

Termination of Use
You agree that Wowas Group, LLC, at their sole discretion, may suspend or terminate your access to all or part of the Site with or without notice or for any reason, including, without limitation, breach of this Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to the appropriate law enforcement authorities. Upon suspension or termination, your right to use the Materials provided will immediately cease, and Wowas Group, LLC reserves the right to remove or delete any comments or content supplied to the Site. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Intellectual Property
All content including photographs, graphics, charts, website name, code, logos and trademarks available on the Site are owned or controlled by Wowas Group, LLC and other parties. All Materials contained on the site are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of Wowas Group, LLC or in the case of third-party materials, the owner of that content. You may not alter or remove any trademark, copyright or other notice from copies of the content.

You may link to Site content and you may download Materials from the Site on the web for your personal, noncommercial use only. Wowas Group, LLC respects the intellectual property of others. If you believe that any material on the site infringes any copyright or trademark you own or control, for that any link on the site directly to another site contains material that infringes on any copyright you own or control, you are encouraged to notify Wowas Group, LLC via email.

Privacy
The Site may place cookies and similar files on your hard drive for purposes such as security, to facilitate site navigation, and to personalize your experience on the Site.  These cookies do not identify you by name as an individual or by account number and Wowas Group, LLC does not disclose any personal information to anyone, except as required by law. When you visit this Site, technical and navigational information may be collected, such as computer browser type, Internet protocol address, pages visited, and average time spent on our websites. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our site’s design and functionality.

The Site may use third party service providers to help analyze certain online activities.  For example, these service providers may measure the performance of online advertising campaigns or analyze visitor activity on the Site. These service providers may be permitted to use cookies and other technologies to perform these services.

Wowas Group, LLC does not share personally identifiable information about our visitors with these service providers. The Site may contain links to websites operated by companies other than Wowas Group, LLC or its affiliates that it is believed may be of interest to you.

Except as set forth above, the Site does not disclose your personal information to the operators of such third-party websites without obtaining your consent. Wowas Group, LLC is not responsible for the privacy practices of such third-party sites. If you choose to visit one of these third-party sites, you should review the privacy policy posted on such third-party site to understand how that party collects, uses and discloses your personal information.

Third-parties
Links to third-party content are provided for informational purposes only. Such links do not mean that Wowas Group, LLC or its contributors agree with, endorse, or recommend any content provided by the linked site and Wowas Group, LLC and its contributors makes no warranty as to the accuracy or legitimacy of the third-party content.

Wowas Group, LLC does not have any control over these third party websites and webpages, and is not responsible for their content or their use. As discussed in the privacy policy section of this Agreement, these third-party websites have their own privacy policies. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content.

Wowas Group, LLC disclaims any responsibility for any harm resulting from your use of a third party website and webpage.

Compensation And Affiliate Links
Wowas Group, LLC, and its contributors do not receive fees of any kind for securities discussed on this blog in return for their mention on this site. This includes the funds, bonds, equities or investment products discussed. In order to generate some revenue to cover the Site’s operating expenses, the Site does use affiliate links and advertising. Some links provided on the site may link to a specific product or service, which pays a commission back to the Site if you purchase from them. The Site does not approve of nor endorses any of the products or services that appear on this website via advertisements served by third parties. In fact, this website may have no say in the advertisements that appear.

Modification To This Agreement
Wowas Group, LLC reserves the right, in its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Site following the posting of any changes to this Agreement constitutes acceptance of those changes. Wowas Group, LLC may also, in the future, offer new services and/or features through the Site (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

Disclaimer of Warranties
The Site is provided “as is.” Wowas Group, LLC, and its contributors, suppliers and service providers hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Wowas Group, LLC nor its suppliers and service providers makes any warranty that the Site will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Site at your own discretion and risk.

Limitation of Liability
In conjunction with the limitation of warranties above, you expressly understand and agree that Wowas Group, LLC and its contributors will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of Materials, the Site, or as a result of any changes, data loss or corruption, cancellation, loss of access, or down time to the full extent that applicable limitation of liability laws of apply.

General Representation and Warranty
You represent and warrant that (i) your use of the Site will be in strict accordance with the Privacy Policy published above, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and (ii) your use of the Site will not infringe or misappropriate the intellectual property rights of any third party.

Indemnification
You agree to indemnify and hold harmless Wowas Group, LLC, its contributors, affiliates, agents, and service providers, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Site, including but not limited to your violation of this Agreement.

Miscellaneous
This Agreement constitutes the entire agreement between Wowas Group, LLC and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by a representative of Wowas Group, LLC, or by the posting by Wowas Group, LLC of a revised version.

Governing Law
The Site is controlled by Wowas Group, LLC in West Des Moines, IA. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Site will be governed by the laws of the state of Iowa, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Polk County, Iowa.

Contact Information
If you have any questions or comments about our terms and conditions as outlined above, please contact Wowas Group, LLC at: wowasgroup @ gmail.com

FOR INFORMATION ONLY. NOT INVESTMENT ADVICE. PAST PERFORMANCE IS NO INDICATOR OF FUTURE RESULTS. INVESTMENTS DISCUSSED COULD HAVE SIGNIFICANT LOSS OF VALUE.

Last Modified March 6th, 2016